Oklahoma’s homeowners insurance landscape is shaped by its vulnerability to severe weather, including tornadoes, hail, and earthquakes. While the state does not legally require homeowners insurance, mortgage lenders typically mandate it. Do you think it’s optional? Think again; it’s essential survival gear. In this article, I’ll break down Oklahoma’s insurance laws, coverage nuances, and consumer […]
Did you know? Real estate investors are required to acquire loans with much stricter financing terms than the primary homebuyers, specifically with 20-30% down payments, 3-5% for owner-occupied homes and, a minimum credit score of 620, and a higher rate of interest. The increase in minimums to a debt-to-income (DTI) ratio of 36% is another […]
Renting an apartment is often one of the most significant financial commitments a person will make. A crucial factor in this process is the tenant’s credit score, which reflects their financial health and reliability. Landlords use credit scores to assess the risk of renting to a potential tenant; a higher score typically indicates a lower […]
You’ve inherited your grandmother’s beloved farmhouse in Oklahoma, but you have been living out of state for years. One day, you receive a disturbing phone call informing you that someone else now claims ownership of your family property—simply because they paid the property taxes while you were away. This alarming situation raises an important question […]
Owning a property can be a rewarding investment, but it comes with its set of challenges. One of the most pressing concerns for property owners is dealing with serial squatters, as it is on the rise. Now, you must be wondering who serial squatters are, right? Because you may only have heard about squatters. These […]
When unexpected repairs disrupt rental living, one question frequently arises among tenants and landlords: are landlords legally required to provide alternative housing? This topic is not only relevant but crucial in understanding the dynamic between renter rights and landlord responsibilities. Knowing how to manage repair scenarios proactively will save you time, legal trouble, and strained […]
Both Lease and Rent may sound similar but there is a subtle difference between them. A lease is not the same as a rent. People often use these terms interchangeably. But the rent and lease are two terms that denote two different types of agreement. As a landlord, you should have a good understanding of […]
Did you know that Oklahoma consistently ranks among the states with the lowest property tax rates in the nation? As a homeowner or real estate investor, you’ll be happy to learn that the average effective property tax rate in Oklahoma is just 0.90%, which is significantly lower than the national average of 1.07%. This makes […]
Managing a rental property in Norman can often feel like a full-time job. You constantly have to handle tenant inquiries, maintenance requests, and various legal complexities. While some property owners enjoy this hands-on approach, others may find these tasks overwhelming, especially as their investment portfolio expands. If you’re feeling overwhelmed or uncertain about whether you’re […]
OKC Home Realty Services is a property management company that specializes in single-family homes, duplexes, and 4 - plexes serving Oklahoma City and neighboring metro areas.
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